Wednesday, 27 April 2016

Faults in bank vaults

Bank vaults in a bank

 “Panic Room”, a movie about paranoia and suspense, made my heart throb with
fear. Jodie Foster acted as a quick-witted mother who tried to protect her diabetic
daughter from intimidating intruders in a high tech-equipped room (called panic room), in her mansion.

This movie reminded me of a frightening experience I encountered in a bank
when I was locked in the vault. Overcome by fear, I thought that I would never see
daylight again. The bank vault was my panic room.

That eventful morning, I had entered the bank vault to get some documents from
my safe deposit box. I was aware that another customer had entered the vault in another section. However, when that customer left, the bank employee quickly closed the vault door and switched off the lights without realising I was still inside.

It happened very fast. One minute I was looking through my documents; the next
minute I was enveloped in pitched darkness. I could still recall the sound of the heavy metallic door as it closed: the echo of the steely sound in the silence was terrifying. Suddenly I was left alone in the cold dark room. Initial claustrophobia turned to panic!

“Hello, hello! Hey, I’m still in here!” I shouted. There was no answer. I shouted
again, with all my might. Then it dawned on me that the room was sound proof.

 Worrisome thoughts crossed my mind. What if no one came in that day! What if I
had to spend the night there! What if I passed out? What if…I could visualize the
newspaper headlines the next morning: Freak accidental death.

Dismissing such thoughts quickly, I tried to focus on the situation in hand. My
eyes gradually got used to the darkness. I groped my way to the entrance-cum-exit door.

I felt for the bell but could not find it. Panic gripped me again!

What should I do? I decided to use my muscles. With all the strength I could
muster, I knocked and banged hard at the door. Hey presto, it worked – the door opened!

Was I glad to see a human face in broad daylight! The bank employee stared at me with disbelief when she switched on the lights.

“I’m so sorry,” she apologized profusely, “I thought you had left!” She waited patiently while I locked my safe deposit box. I did not want to stay in that panic room a minute longer so I rushed back to the comforts of my home.

This incident made me reflect on the functions of safe deposit boxes. Long ago,
people used to keep their money and valuables in the home: in cupboards, among
clothing, under the bed, inside pillows, in kitchen jars and even under the ground. Times
have changed. Homes are no more safe havens. Many people keep important documents and valuables in safe deposit boxes in banks.

How safe are safe deposit boxes? Are the rooms where they are kept safe too?
Discussions with some senior friends who patronise different banks gave me some ideas on what they like or dislike in vault rooms.

Top on the list is privacy, followed by good ventilation, proper lighting and adequate space.


Bank vaults with proper lighting, and ledges for placing boxes

“I value privacy,” said A. “The vault in the bank has a tiny room with a well-lit
ledge, a mirror and a curtain - very convenient when I take out jewellery for special occasions.”

“Too many customers are allowed in at one time,” said B. “Sometimes while
sorting out my jewellery, another customer comes in suddenly and I have no time to close my box. It is very disconcerting. I wish bank employees are more discrete and considerate.”

“The vault in the bank has too many boxes assembled from the floor to the roof
with little space for movement. Customers have to stoop very low or stretch very high to retrieve their boxes. My box is located at a high level but I dare not use the ladder available. Luckily, the bank employee helps me to take out and put in my box,” commented C.

Bank vaults reach up to the ceiling. It has a buzzer to call employee to open the door

“I applied for a box long ago,” said D, an elderly senior. “The room is small and
stuffy. It is dark and the passage-way is too narrow. I have to put my box on the floor to get my valuables while some customers have to hold on tight to the box with one arm and take out items with the other. The bank does not have a ledge that pops out from between the boxes.”

 “I like the large size box,” said E who recently acquired a box in a new bank.
“Files, certificates and documents can be put in easily without them being folded or crushed.”

In some banks, customers have to sign in and sign out but in other banks, only the
time of entry is recorded. Because bank employees have multifunctional roles,
sometimes they are not aware that a customer may still be in the vault.

Customers who pay annual fees expect banks to ensure that safety precautions are
attended to regularly. In cases of emergencies, example if a customer faints, falls or is locked in, having a panic button strategically placed will go a long way in making the bank vault a customer-friendly place.

Safe deposit boxes are meant for keeping valuables safely. It is important that the
rooms where they are kept are safe and panic-proof too.

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This article was published in the Star (Malaysian paper) on 25th June 2002.
Photos are added here.


Thursday, 7 April 2016

Datuk Dr Lam Peng Chong: A charitable soul

Datuk Lam Peng Chong (7th from right, front row) at a waterfall, in Bentong in 2015 

THE Malaysian Queen is coming! Cries of joy and excitement reverberated through the
Spastic Children’s Association of Selangor and Federal Territory (SCASFT) centre for it
has been chosen for a visit by Raja Permaisuri Agong Tuanku Fauziah Tengku Abdul
Rashid on May 4.

At the helm of the centre is Datuk Dr Lam Peng Chong, 74, a businessman with a love
for nature and a caring spirit. Datuk Lam is the president and driving force behind the
SCASFT. Honoured that the centre in Petaling Jaya (PJ) has been chosen for the royal visit, he
took time off from his busy schedule to have a chat.

Distinguished by his hallmark crew cut, Datuk Lam is a down-to-earth, benevolent
senior. Amiable and even-tempered, he is happiest and most deeply satisfied when he is
helping others, especially the children in the SCASFT centre where he has been the
president since 1971.

The centre, a charitable day school and rehabilitation centre for spastic children in Kuala
Lumpur and PJ was established in 1960 and now has more than 250 children.

Besides education and full time treatment (physio, hydro, speech and occupational
therapy), the centre also provides transport for the children. However, if the children turn
up by themselves (or are ferried there by their parents), they are given a subsidy of RM80
to ensure that they attend and fully benefit from the programme.

I asked Datuk Lam how he got involved with charitable organisations.

“It was in the 1960s,” he recalled. “I was invited by a friend, Tan Soo Han, who was
secretary of SCASFT then and was a Town Planning Officer, to spearhead a fund-raising
programme to equip the centre with the strong support of the committee members and
well wishers.”

Since then, Datuk Lam became very involved with SCASFT, and the centre has become
his second home.

Datuk Lam was the prime mover for the centre’s six-storey workshop, which was
completed in 1996, and named after the late Sultan Salahuddin Abdul Aziz Shah. Now he
has set his eyes on redeveloping the old building – a dream he hopes to accomplish
before he retires. He has also been personally involved in the development of sports for
the disabled and through his leadership and direction, many disabled children have
excelled in sports at national and regional levels.

Datuk Lam’s generosity knows no bounds. Currently, he wants to start a Trust Fund to
ensure the continued survival of the Spastic Centre. He has pledged RM100,000 to kick
off the fund.

Actively involved in various organisations, Datuk Lam is president of the
National Council of Spastic Children Association in Malaysia (since 1990) and founder
vice-president of the Majlis Paralympik Malaysia. He was president of the Council of
Justices of the Peace of Selangor (1980-2002) and president of the Kuala Lumpur Rotary
Club (1979-1980).

He was also the deputy president of Malaysia Volleyball Association (1994-1998) and
together with the late Tan Sri Alex Lee, led two friendly volleyball competitions to
Beijing (at the invitation of the Beijing Government). He is also the president of the
Selangor Volleyball Association.

The Sultan of Selangor appointed him a Justice of the Peace (in 1975) and conferred on
him the title of Datuk Seri Langat DiRaja Selangor (in 1980) for his dedication to the
disabled.

In 1993, he was conferred the Honorary Degree of Doctor of Humane Letters by
Oklahoma City University, United States for his work on several fund-raising charitable
concerts including the musical Oklahoma and The Left Foot.

A modest but astute businessman, Datuk Lam’s business activities include tin and gold
mining, property development, earthworks, heavy engineering workshops and orchard
farming.

He has a Midas touch and has often ended up with rich pickings where others have
failed,” revealed Datuk Dr Mohinder Singh, the honorary director and vice-president of
the SCASFT centre, who has worked closely with him for more than 20 years.

Datuk Lam recalled his upbringing during the Japanese Occupation. Born in Kampar,
Perak, he was brought up by his grandparents in his early years. He cherishes happy
memories of his tin-miner grandfather, who taught him to love farming.

When he was about 11, he helped his mother in her cooking chores. That early training
stood him in good stead for he can whip up appetising dishes for family and friends.
“My specialty is vegetarian curry!” he claimed.

When he was 12, he cycled 48km from Lahat to Bruas, and back again, to grow rice. “I
remember tigers prowling around and my maternal uncle had to beat the gong to drive
them away!” he reminisced.

After his secondary education in the Anglo Chinese School, Ipoh, Datuk Lam started
work as a resettlement-cum-liaison officer in government service in Grik, Perak. In 1955,
at the age of 24, he joined an insurance company, but later he also took over his father’s
tin mine in Taiping.

The mine was filled with boulders and the enterprising pioneer introduced heavy
machinery in his mine and he turned around loss-making mines in Perak, Selangor, Johor
and Pahang in the 1960s and 1980s.

Datuk Lam’s motto is never to give up a challenge but to persevere to the end. “Of course
you must have luck and blessings from the Almighty!” he remarked.

In 1960, the far-sighted Datuk Lam started a fruit plant nursery in Balakong, Selangor, as
a hobby, supplying marcotted plants (limau nipis) to Government land schemes. This
hobby led him to become a successful orchard grower in Bukit Tinggi, Pahang.

His organic fruit farm grows mangosteens, guava, cempedak, avocados, durians and
Chinese chestnuts. Friends who have tasted these fruits vouch for their outstanding
quality.


Some members of Selangor Gardening Society during a durian-tasting event, with
Datuk Lam (3rd from right), in 2015
Datuk Lam (in white shirt), showing members of
Selangor Gardening Society around his farm in 2015

Incidentally, the Federal Experimental Station in Serdang (Universiti Pertanian) named
the seedless guava after him: Bentong No. 9 Lam Peng Chong (LPC).

Datuk Lam still retains an impeccable memory for facts and a photographic memory for
faces. He is fit as a fiddle through strict discipline.

He gets up at about 5.30am daily and does two hours of mixed yoga. However, if he is
short of time, he does one hour of stepping exercises instead, by walking up and down the
18-step staircase in his house 26 times each way.

When it comes to food, Datuk Lam is self-disciplined, eating lots of fruits, nuts and seeds
for their high antioxidant content. He faithfully takes exactly three almonds a day, just the
right amount to prevent Alzheimer’s disease, he says. He also allows himself only a half a
cup of tea or coffee, not more than three times a week.

Although he attends many formal functions in hotels which feature rich food, he is a true-
blue Malaysian who prefers hawker food like nasi lemak, chicken rice and porridge.

He believes that character building starts from young and a child with a tough and rough
upbringing will become a well-adjusted person. Best known for his 3-D principles of
discipline, determination and dedication, he advises young people to have self-discipline
with a workable hobby and to have a savings programme once they start work.

“Never chase after money. Let money chase after you – be patient!” he advised. “And if
you have a lot of money, please be charitable!”

He philosophically said that life is cyclical. “Do not fear growing old,” he said. “Do
something good each day. If you cannot do a lot of good, at least do a little!”

Datuk Lam’s wife, Datin Leepin, is also active in social work. Her charitable, church and
social activities give her great satisfaction. Their daughter, a philosophy and graphic
design graduate, lives in Australia with her husband and one-year-old daughter.
Lam finds charitable work rewarding and rejuvenating. While enjoying the fruits of his
labour, he does not forget to contribute time, money and energy to society.

Thanking God for his success, he said that he would continue working, as long as he is
physically and mentally able to. 

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This article was published in the Star (Malaysian newspaper) on Monday April 24, 2006.
Photos are added here.

Datuk Lam, a warm, nature-loving and compassionate businessman, was active in his 70s, when this article was published. Now in 2016, at 80, he is just as active, doing his charitable work at the Spastic Children’s Association of Selangor and Federal Territory centre and spending time on his farm.

Update on 17th June 2019

Dato (Dr) Lam Peng Chong at age 87, passed away on Saturday, 15th June 2019, leaving behind his beloved wife, To'Puan Yap lee Pin, his daughter Lam Jun-Ann, son-in-law Alistair Charles Lehman and granddaughter Aria Ming Lehman. May his soul rest in peace.